Use a assets (the residence should be owned by possibly you, or your blood kin within the 2nd diploma, or your spouse, or your husband or wife’s blood kin in the initial diploma) 若您在向銀行申請的過程中出現拒貸，或本身就有信用、財務不良的狀況，難以核貸，就可以直接向桃園代書提出房貸申請